Insurance
The “Insurance” category contains articles and court case decisions that involve issues pertaining to a homeowners association’s insurance coverage.
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Is the HOA Responsible for Water Damage?
September 17, 2025
Can an HOA Change Rules Without a Vote?
September 15, 2025
Why HOAs Should Collect Tenant Information
September 11, 2025
ASSOCIATION AND INDIVIDUAL DIRECTORS SUED BY MEMBERS FOR FAILURE TO PURCHASE FIRE INSURANCE IN AN AMOUNT REQUIRED BY THE BYLAWS
- Case Decisions, Insurance
A fire tore through a 54-unit condominium building in Brooklyn, rendering it uninhabitable. But for the unit owners, the real
HOMEOWNERS ASSOCIATIONS SHOULD PLAN FOR SUBSTANTIAL INCREASES IN THE COST OF INSURANCE
- Insurance
Homeowners associations (HOAs) should expect substantial increases in their insurance premiums due to the recent wildfires, especially in states like
- Insurance
The recent devastating wildfires that have taken place make it vital that homeowners association management personnel be proactive in safeguarding
- Insurance
With the extremes in weather that Americans have experienced over the last few years, property damage insurance claims have caused
HOAs Should Have Both “Directors & Officers” Insurance and “Crime/Fidelity” Insurance
- Board of Directors, Insurance
Notwithstanding the fact that state statutes and homeowners’ association governing documents contain specific provisions regarding insurance coverage that is necessary,
- Insurance
A common mistake made by condominium owners is not having condominium owners’ insurance. Although most condominium declarations contain provisions that
HOA Concealment of Threatened Lawsuit Results in Loss of Insurance Coverage
- Case Decisions, Insurance
This case involved a dispute between a California homeowners association (“Association”) and its management company on one hand, and Association’s
Misrepresentations to Insurance Carrier Cost Association Over $700,000.00
- Case Decisions, Insurance
United States Court of Appeals decision (February 7, 2020). The case involved a dispute between a condominium owners association (“Association”)
What HOA Directors Should Know When Making Decisions Not to Have Earthquake Insurance
- Insurance
The recent 7.0 earthquake in Alaska has brought to light the importance of homeowners associations having proper insurance coverage when
