Insurance
The “Insurance” category contains articles and court case decisions that involve issues pertaining to a homeowners association’s insurance coverage.

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Is the HOA Responsible for Water Damage?
September 17, 2025
Can an HOA Change Rules Without a Vote?
September 15, 2025
Why HOAs Should Collect Tenant Information
September 11, 2025
Court Says Condominium Owner has no Claim Against HOA Insurance Policy for Damage to Individual Unit

- Case Decisions, Insurance
This case involved a dispute between a condominium owner (“Owner”), his homeowners association (“Association”), and its insurance carrier (“Insurer”) over
- Insurance
A common dispute that arises in homeowners associations between individual homeowners and the association’s management personnel deals with the right
HOA Directors’ Duties to be Aware of Regarding Their Association’s Insurance Coverage

- Insurance
Homeowners association directors need to be aware of their duties relative to HOA insurance coverage, which include: (i) insuring against
- Insurance
Homeowners associations are extremely vulnerable to financial losses due to the dishonesty and theft or embezzlement by the association’s officers,
HOA Directors Should Not Buy Insurance Coverage Without First Reviewing a “Specimen Policy”

- Insurance
State laws and/or governing documents for homeowners associations impose requirements for the association to carry various forms of insurance such
- Insurance
A common mistake made by HOA directors and/or management personnel is the belief that the association does not need to
- Insurance
Because homeowners associations are controlled and operated by part-time volunteer members who serve as officers and directors and unrelated third-party
- Insurance
Homeowners association directors have specific duties that are related to the insurance coverage that is purchased for the association. Those
Don’t Put Your HOA at Risk by Not Tendering Claims to Insurance Carriers

- Insurance
Homeowner association management personnel are frequently confronted with situations that involve actual or potential claims Claims to Insurance Carriers being