Suggested Procedures For Homeowners Associations that Suffer Hurricane Damage

After a homeowner’s association (HOA) suffers damage from a hurricane, it is essential to follow a structured recovery process to ensure the safety of residents, assess damage accurately, and restore the property effectively. Here’s a step-by-step guide (8 Steps):

1. Ensure Safety First

• Evacuate or Restrict Access: If the damage is extensive, evacuate residents or restrict access to unsafe areas until professionals deem them safe.
• Check for Hazards: Conduct a preliminary inspection to identify hazards such as downed power lines, gas leaks, or flooding. Contact emergency services for urgent risks.

2. Document Damage Immediately

• Take Photos and Videos: As soon as it is safe, photograph and video record all damage to common areas, facilities, and buildings. This documentation is critical for insurance claims.
• Create Detailed Reports: Include descriptions of the damage and the time it occurred. Maintain detailed records of any communication regarding damage reports.

3. Notify Insurance Providers

• File Insurance Claims Promptly: Contact the HOA’s insurance providers as soon as possible to: